Effective Date: September 23, 2026
Welcome to the Insure It Forward website. These Terms of Service (“Terms”) govern your access to and use of the Insure It Forward website and any related online services, content, features, and functionality made available through the website (collectively, the “Website”).
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.
1. Use of the Website
The Website is provided to offer general information about insurance products and services and to allow visitors to contact us, request information, schedule appointments, and access other services or resources.
You agree to use the Website only for lawful purposes and in a manner that does not:
- Violate any applicable federal, state, or local law or regulation
- Infringe the rights of another person or organization
- Attempt to gain unauthorized access to the Website or its systems
- Interfere with the operation or security of the Website
- Introduce malicious code, viruses, or other harmful material
- Impersonate another person or organization
- Submit false, misleading, fraudulent, or unlawful information
We reserve the right to restrict or terminate access to the Website when reasonably necessary to protect the Website, our users, our business, or others.
2. Insurance Information and No Guarantee of Coverage
Information provided on this Website is intended for general educational and informational purposes.
Insurance products, plans, benefits, premiums, eligibility requirements, networks, availability, and other terms may vary based on factors including location, eligibility, enrollment period, carrier, plan, and applicable laws and regulations.
Information on the Website should not be interpreted as a guarantee that any particular insurance plan, product, rate, benefit, or coverage will be available to you.
Submitting a contact form, requesting information, requesting a quote, or scheduling an appointment does not by itself create an insurance policy, establish coverage, or guarantee enrollment.
Actual coverage is subject to the terms, conditions, limitations, eligibility requirements, and effective dates of the applicable insurance policy or plan.
3. No Professional or Individualized Advice Through General Website Content
The information presented on the Website is general in nature and may not apply to your individual circumstances.
Although we may provide information intended to help you understand insurance options, you should consider your individual circumstances and obtain appropriate professional guidance when making insurance decisions.
Do not rely solely on general information published on this Website when making decisions about insurance coverage.
4. Website Accuracy and Availability
We make reasonable efforts to provide useful and accurate information on the Website. However, insurance rules, regulations, plan offerings, premiums, eligibility requirements, and other information may change over time.
We do not warrant that all information on the Website will always be complete, current, accurate, or error-free.
We may modify, update, suspend, or discontinue any portion of the Website at any time without notice.
We do not guarantee that the Website will always be available, uninterrupted, secure, or free from errors or harmful components.
5. Third-Party Services and Websites
The Website may contain links to, integrations with, or embedded services provided by third parties.
These may include insurance enrollment services, scheduling services such as Calendly, insurance carriers, analytics providers, social media platforms, and other third-party websites or services.
Third-party services are governed by their own terms and privacy policies. We do not control and are not responsible for the content, availability, security, privacy practices, or policies of third-party websites or services.
Your use of a third-party service is subject to the terms and policies established by that third party.
A link to or integration with a third-party website does not necessarily constitute an endorsement or guarantee of that third party, its products, or its services.
6. Appointments and Requests for Information
The Website may allow you to request information or schedule an appointment.
Submitting a request does not guarantee that an appointment will be available or that a particular insurance product or service will be provided.
Appointment availability, services, and other arrangements may be subject to additional terms communicated at the time of scheduling.
Third-party scheduling services may have their own terms and cancellation policies.
7. Information Submitted Through the Website
When submitting information through the Website, you agree that the information you provide is accurate to the best of your knowledge and that you have the right to provide it.
You should not submit confidential or highly sensitive information through a general website contact form unless specifically requested through an appropriate secure process.
For information about how personal information is collected and used, please review our Privacy Policy.
8. Intellectual Property
Unless otherwise indicated, the Website and its content are owned by Insure It Forward or used with permission from the applicable rights holder.
This may include, without limitation:
- Text
- Graphics
- Logos
- Photographs
- Videos
- Illustrations
- Page designs
- Downloads
- Original educational materials
- Other website content
The content of the Website is protected by applicable copyright, trademark, and other intellectual-property laws.
You may access and use the Website for your personal, non-commercial purposes. You may not reproduce, distribute, modify, publicly display, sell, license, publish, or create derivative works from Website content without prior written permission, except where permitted by applicable law.
Nothing in these Terms grants you ownership of any intellectual-property rights belonging to Insure It Forward or third parties.
9. Trademarks
Insure It Forward and any associated names, logos, marks, slogans, and branding displayed on the Website may be trademarks or service marks of Insure It Forward or their respective owners.
You may not use such marks without prior written permission from the applicable owner, except as permitted by law.
Third-party names, logos, trademarks, and service marks displayed on the Website remain the property of their respective owners.
10. User Communications and Submissions
If you voluntarily submit comments, questions, feedback, or other information through the Website, you represent that you have the right to submit that material and that it does not knowingly violate the rights of another person or organization.
You agree not to submit material that is unlawful, fraudulent, threatening, abusive, harassing, defamatory, obscene, or intentionally misleading.
We may review, remove, or decline to respond to submissions that violate these Terms or that we reasonably believe may create legal, security, or operational concerns.
11. Privacy
Your use of the Website is also subject to our Privacy Policy, which explains how information may be collected, used, disclosed, and protected.
Our Privacy Policy is incorporated into these Terms by reference.
You can review the Privacy Policy on this Website.
12. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.
Insure It Forward makes no warranties, express or implied, regarding the Website or its content, including warranties of accuracy, completeness, availability, fitness for a particular purpose, merchantability, or non-infringement, except where such warranties cannot legally be excluded.
We do not guarantee that the Website or its content will meet your individual needs or that errors will always be corrected.
13. Limitation of Liability
To the fullest extent permitted by applicable law, Insure It Forward and its owners, employees, agents, representatives, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of, or inability to use, the Website or third-party services accessed through the Website.
This includes, to the extent permitted by law, losses arising from interruptions, errors, omissions, delays, unauthorized access, reliance on Website content, or the use of third-party websites or services.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
14. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless Insure It Forward and its owners, employees, agents, representatives, and affiliates from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful use of the Website, your violation of these Terms, or your violation of the rights of another person or organization.
15. Force Majeure
Insure It Forward will not be responsible for delays or failures in performance caused by circumstances beyond its reasonable control, including natural disasters, severe weather, fire, flood, power or telecommunications failures, governmental actions, public-health emergencies, acts of war, terrorism, civil disturbances, or failures of third-party service providers.
16. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of Oklahoma, without regard to its conflict-of-law principles, except where applicable law requires otherwise.
Any legal action arising from or relating to these Terms or your use of the Website shall be subject to the applicable jurisdiction of the state or federal courts located in Oklahoma, unless applicable law requires a different forum.
17. Changes to These Terms
We may update or modify these Terms from time to time.
When changes are made, the updated Terms will be posted on this page and the Effective Date will be updated.
Your continued use of the Website after updated Terms are posted constitutes acceptance of the revised Terms to the extent permitted by applicable law.
18. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be enforced to the fullest extent permitted by law, and the remaining provisions will remain in full force and effect.
19. Entire Agreement
These Terms, together with the Privacy Policy and any additional terms specifically applicable to particular services or transactions, constitute the agreement governing your use of the Website, except where a separate written agreement applies.
20. Contact Us
If you have questions about these Terms or the Website, you may contact us through the Website’s contact page or by mail:
Insure It Forward
2917 S Bryant Ave, Suite A
Edmond, OK 73013
For privacy-related questions, please refer to the contact information provided in our Privacy Policy.