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What is a Christian Health sharing?
Health care sharing ministries are founded on the biblical principle of believers sharing each other’s needs. Ministries often cite the mandate of Galatians 6:2 to “Bear one another’s burdens, and thus fulfill the law of Christ” as applicable to medical costs. Some see origins in the Book of Acts 2:44-45, which states that early Christians "were together and had everything in common" and "gave to anyone as he had need".
A health care sharing ministry is an organization that facilitates sharing of health care costs among individual members, in the United States, who have common religious beliefs. A health care sharing ministry does not use actuaries, does not accept risk or make guarantees, and does not purchase reinsurance polices on behalf of its members.
Members of health care sharing ministries are exempt from the individual responsibility requirements of the Patient Protection and Affordable Care Act, often referred to as Obamacare. This means members of health care sharing ministries are not required to have insurance as outlined in the individual mandate.
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Statement of Standards
Our members agree to live a clean and healthy lifestyle and share a set of ethical or religious beliefs. It means that our members can contribute less and receive more from the membership.
The Beliefs Our Member’s Share
We care for one another. We keep our bodies clean and healthy with proper nutrition. We believe the use of any form of tobacco, illicit drugs and excessive alcohol consumption is harmful to the body and soul. We believe that marriage is a bond between a man and a woman. Sexual relations outside the bond of marriage are morally wrong. We believe abortion is wrong, except in a life-threatening situation to the mother. We care for our families and physical, mental or emotional abuse of any kind to a family member or anyone else is morally wrong.