The first step in protecting against phony
health insurance scams is understanding how they work. To help people get a better understanding, we’re
breaking down some of the newest and most popular health insurance scams.
You’ve probably received multiple calls from
what appears to be a local number and you get a recording that says something
“You may already know effective January 1st of
this year, federal law requires that all Americans have health insurance. If
you missed open enrollment, you can still avoid tax penalties and get coverage
during the special enrollment period, often at little or no cost to you.”
The calls may say something to suggest that
they are with the Healthcare Marketplace and if you don’t get coverage you will
The may also offer you a plan that seems way
too good to be true.
The scammers take advantage of your confusion over
how Obamacare works. They use Robo-calls
to makes mass calls trying to gain your personal information including social
security number, bank info, date of birth and your address. With
this information they can create fraudulent credit card accounts and steal your
Because the insurance you thought they offered
you was bogus or does not meet the minimum essential coverage guidelines, you
also are penalized for being uninsured come tax time.
What you should know:
A pre-recorded greeting is a red flag that the
call is questionable and a sign that the call is coming from a Robo-dialer.
The Healthcare Marketplace does not call to
sell insurance plans and they do not make cold calls asking for personal
Remember if something sounds too good to be
true it probably is.
If you’re getting these calls and you’ve missed
the enrollment deadline give us a call. There
are legitimate options available and we would be happy to help. We are local Oklahoma agents with offices in Edmond